Ill second singapore. I have never had a package stopped. The key is to under declare and use fedex. Whether or not the loaner should enter 3rd world south east asian countries like malaysia (mine), or vietnam, cambodia etc. Is however up for debate. I would suggest against it. The utopia cost about 17k converted here in malaysia. Which is something like a 4-8 months bonus for most people. The temptation to disappear online will be too high. Having said that, im based in Kuala Lumpur the capital in malaysia. Id be happy to be a centre point and open my home to people who want to listen to cool gear. Helps that more than half te headphone community live nearby =D On insurance, i find it unnecessary as long as the package is properly packed and shipped via Fedex, UPS etc etc. I would not use the original packaging, but get a proper Pelican case for em. I've shipped a ton of stuff to and fro without insurance with no issue whatsoever (99% of the time).